Job Description

Loan Officer / Mortgage Loan Officer

Make a meaningful impact in a thriving community environment.

Join a trusted, relationship-driven financial institution where you’ll step into an established portfolio, enjoy autonomy in your lending decisions, and play a key role in strengthening the branch’s presence in the local market. If you are energized by customer interaction, take pride in building high-quality loan portfolios, and want to grow your career in a supportive, community-focused setting, this opportunity is for you.

What’s in it for you

• Inherit an established, active loan portfolio on day one
• High autonomy as the primary lender for the branch
• A small, supportive team with long-standing community relationships
• Opportunity to lead lending efforts and contribute to branch growth
• A mix of mortgage, consumer, and commercial lending responsibilities
• Competitive compensation and full benefits package
• Meaningful daily engagement with customers and referral partners

This role will be responsible for

• Evaluating, structuring, and authorizing consumer, commercial, and real estate loans
• Advising borrowers on loan options, financial status, and repayment strategies
• Guiding applicants through the complete loan process from application to closing
• Preparing loan proposals and presenting them to the loan committee
• Building and maintaining a high-quality loan portfolio
• Conducting business development calls and cultivating referral networks
• Growing mortgage, consumer, and commercial lending opportunities

Expectations will include

• Serving as the branch’s primary lending resource and future leadership presence
• Working closely with CSRs and the long-tenured Branch Manager
• Assisting in onboarding and supporting additional CSR staff as the branch expands
• Delivering exceptional customer service and resolving borrower challenges
• Actively contributing to the branch’s visibility and reputation in the local community

A qualified candidate will possess the following

• Experience in banking, finance, or related fields
• Knowledge of lending procedures, underwriting practices, and financial principles
• Strong analytical and decision-making abilities with solid math skills
• Excellent written and verbal communication skills
• Demonstrated ability to build rapport with customers and referral partners
• Mortgage origination experience strongly preferred
• Consumer and commercial lending background is a plus
• Management experience preferred; bachelor’s degree helpful but not required
• Success in small-community or relationship-focused banking environments

*Candidates must be eligible to work in the US as well as meet the qualifications listed above in order to be considered for the Loan Officer job.

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